Buying & selling costs
Enter your figures and tick the work needed. We’ll estimate your buying costs, selling costs, renovation allowance and total “from start to finish” budget for moving home in Scotland.
This page is for illustration only — it’s not financial or legal advice. Figures don’t include everything (for example skips, stripping back properties or unforeseen structural issues), so always keep a contingency and confirm exact numbers with your solicitor, estate agent and contractors.
To look at monthly mortgage payments and total interest, try our Mortgage Repayment Calculator.
Use the price you’re offering or the Home Report valuation as a starting point.
Affects LBTT and any Additional Dwelling Supplement (ADS). For more detail, see our LBTT calculator.
Typical range £1,000–£1,500 plus VAT and outlays.
Searches, registration dues, bank transfer fees, mortgage arrangement fee (if any).
Tick if you’re selling your current home as part of the move.
Tick anything the property needs based on the Home Report, viewing notes or your renovation plans. These are mid–range ballpark figures for a typical 2–3 bed Scottish home and are only for budgeting and comparison.
Removals, storage and van hire if needed.
Figures are estimates only and don’t include mortgage repayments or running costs. Always leave a contingency for surprises.
Buying costs (for the new property)
Selling costs (for your current home)
If you’re not selling (for example, buying a first home), this section will stay at £0.
Renovation & moving
Renovation figures are broad allowances so you can budget and compare properties. Builders’ quotes will vary.
Overall estimate (excluding mortgage deposit)
This is a rough “all–in” figure for buying, selling, renovation and moving costs. You’ll still need to add your mortgage deposit and any ongoing monthly costs.
If you already have a Home Report for the property, upload it below and we’ll suggest which categories to tick and what allowances to use. This helps you see a tailored cost picture for that specific home.
This page is designed to help buyers see the full picture, from LBTT and solicitors’ fees through to estate agents, Home Report costs, removals and likely renovation spend. It’s a guide, not a quote.
They’re based on typical mid–range costs for a 2–3 bed property in Scotland, scaled slightly up or down for the number of bedrooms. For example, a new kitchen might be £8,000–£12,000, so we use a mid–point. Always get at least two or three quotes from contractors.
No. This page is about one-off costs. To explore monthly mortgage payments and total interest, use the Mortgage Repayment Calculator.
Additional Dwelling Supplement (ADS) may apply on top of LBTT for second homes and buy-to-lets. This tool includes a simple ADS estimate when you choose “Second home / additional property”, but your solicitor or the Revenue Scotland website will give the exact figure for your situation.
Your Home Report will highlight issues and urgency. For general preparation tips before a surveyor visit, see the Home Report checklist, and always discuss any major defects with your surveyor and solicitor.
If you’re planning to sell, you’ll usually need a Home Report before marketing. Tell us about your property and we’ll pass your details to surveyors who cover your area so they can contact you with quotations.